A month, not a list
Income sources and fixed bills become a plan for each month. Templates only start from their anchor month, so a quarterly bill never invents a payment in a month it does not belong to.
Know what this month costs before it costs you.
Finanz turns recurring income and bills into a month you can read at a glance: what comes in, what goes out, what is still open, and what a debt payment still owes. It is available as a mobile app and as a web app, and both speak the same rules — a payment means the same thing on either screen.
What it does
Debt that stays honest
A debt payment is one operation: settling the entry and moving the balance happen together, and the entry records what the balance actually took — not what was asked for.
Your records stay with you
The app is local-first. There is no Finanz server holding your finances. If you want a backup, you can keep an encrypted copy in your own Google Drive, under a passphrase only you know.
Built for small screens
The mobile app is supported from 320 dp wide upward: phones and tablets both get the full layout, and a tablet shows the same sidebar and readable columns the web app shows on a desktop.
Two clients, one set of rules
The mobile app is written in Flutter, the web app in Next.js, and neither is a port of the other. They implement the same domain model separately, and the rules are written down once so the two cannot drift apart. Amounts are stored per currency and are never added together across currencies.
Questions
The privacy policy says exactly what the app touches and what it does not. For anything else, write to sematutuncu0@gmail.com.